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Columbus: 614.889.0701
Bexley: 614.231.3696

Nursing Insurance in Columbus and Bexley

As a nurse, your proximity to patients means you're legally responsible for what happens in your presence. Unfortunately, even when you're doing your best, dissatisfied patients may hold you liable for problems outside of your ability to control.

Nursing insurance provides coverage for claims that go beyond what your school or employer provides (including incidents they don't cover or that exceed their policy limits), allowing you to have a sense of security and perform your job with the confidence that comes from being protected. Common uses for this coverage include:

  • Defendant expenses
  • HIPAA fines or penalties
  • License protection
  • Lost wages
  • Reimbursing patients for losses they may sustain while in your care

It is important to keep in mind that your workplace's insurance will not protect you from every problem that can occur. For example, if a complaint is filed with your local board of nursing and you need to fight it, you may be on your own unless you have individual insurance that can reimburse you for your expenses.

Nursing Malpractice Insurance

Accusations of malpractice have been on the rise, particularly as nurses are required to take on more responsibility. That's all the more reason to get an individual insurance plan as soon as you can, because the coverage provided by your practice or hospital may not be enough to pay for a malpractice suit.

The best way to obtain coverage against malpractice suits is to talk with a Associates Insurance Services agent about what you do in your workplace and what kind of risks or exposures you may face. Different offices ask nurses to do different tasks, and you don't need to pay for coverage on anything that's not your responsibility.

You may need insurance of this type even if you are not a nurse, but are performing any of the tasks normally associated with nursing. This includes volunteering to help care for others, with or without a license. If you're unsure whether or not you need nursing insurance in your current situation, talk to one of our agents and find out for sure.

 

1. "Patient Assessment: Roles of RNs and LVNs." National Nurses Organizing Committee. Accessed April 11, 2016. http://www.nationalnursesunited.org/page/-/files/pdf/nursing-practice/advo-alerts/rn-lvn-role-assessment.pdf.

2. "Malpractice Suits Against Nurses on the Rise." Announcements & Articles - The Law Office of Deborah L. Phillips. Accessed April 11, 2016. http://www.dprnesq.com/pages/news/malpractice-suits-against-nurses-on-the-rise.

Our Locations

Nick Miller & Associates Insurance Services

6834 Caine Road
Columbus, OH 43235
Main office: 614-889-0701
Toll free: 800-889-0701

Beim-Grundstein & Associates Insurance Services

2776 E Main Street
Bexley, OH 43209
Main office: 614-231-3696
Toll free: 800-889-0701

Our Providers

My two male teenage drivers had a speeding ticket and an accident on their records so our previous carrier dropped us. I had been "shopping" with my previous agency but received a flyer in the mail detailing a discount Nationwide provides for OSU grads. I found some favorable reviews which led me to Nick Miller and Associates. I worked exclusively with Melisa and I can't say enough good things about her. We were under a deadline for new insurance and she was able to provide thorough quotes that same day. I was able to switch my homeowners insurance as well in a bundle and she helped me find other savings mechanisms as well. Both our home and auto policies provide the same or better coverage and our rates went down!
MarkMc from Powell, Ohio
This is a great insurance company! Always there for all your needs..Very friendly staff and experienced. Always had an answer for all my questions!
TERRYJ7000 from Columbus, Ohio
Friendly, knowledgable staff. Anytime I have a question, it is answered in a timely manner. I'm always informed of discounts that may apply. My husband and I are very satisfied with this agency. Would definitely recommend.
Elizabeth6 from Columbus, Ohio
Nick Miller's office gave me accurate information about placing our first claim. Everything was quick, easy and we were very impressed with the adjuster and matching our estimate. I am singing the praises of Nationwide and how our claim was handled. Could not be more pleased. Thank you
Tillman from Marysville, Ohio
We had an outstanding experience with our recent claim in June. Nick's office was great with advise and follow up to our satisfaction. Highly recommend Nick Miller to others.
Kara from Columbus, Ohio
The staff at Nick Miller’s agency has always been a pleasure to work with. His Account Representatives are very knowledgeable; they take the time to keep me informed and make tremendous efforts to review our policies for accuracy. It is staff like this that makes it a pleasure doing business with his agency.
Terrific from Columbus, Ohio